Managing Director | Mortgage Broker
Chris Thompson is professional Mortgage Broker with a background of more than 5 years in the industry. What originally drew him into this field was the desire to make a meaningful impact on people's lives by creating opportunities for financial growth. This driving force has kept him motivated and enthusiastic throughout his journey.
Outside of business, Chris is a proud father and husband, cherishing the bonds of family. He lives a fit and healthy lifestyle which is vital to him as it enables Chris to lead by example and be the best version of himself. Chris has a strong commitment to personal growth and is always seeking ways to better himself.
Chris is qualified with a Cert IV and Diploma in Finance and Mortgage Broking. Credit representative (CRN: 546082) at BLSSA Pty Ltd, with an Australian Credit Licence Number of 548540. Additionally, Chris is an esteemed member of both MFAA and AFCA.
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Andrew Middlehurst
Nothing was too hard for Chris. He’s always available and ready to find the next solution. This was particularly helpful refinancing during this tough climate and changing market. I won’t hesitate next time I need advise or my next loan. Thanks Chris
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Ellie Stafford
Chris was amazing throughout the process of buying my first home. A process which is quite overwhelming at times, Chris was very approachable and broke everything down so it felt more manageable. Could not recommend more highly.
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Katherine Thomas
I can’t speak highly enough of Chris. He’s dedicated, hard working, approachable and supportive. He explains things you may not understand with patience and understanding. He really pushed to get my loan through in a tight timeframe, and he …
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Arron Emberson
Chris at Yellow Mortgage House was great! From start to finish, he expertly guided us through the home buying process. His personalised service and excellent communication made all the difference. Highly recommend!
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Andy Buykx-Smith
Chris was outstanding and a pleasaure to deal with. His product knowledge and communication was exceptional - I didn't feel like just another number. Highly reccomend Chris and his team for any future needs!
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Ellie Travica
We've dealt with Chris for about 3 years now and he's absolutely fabulous! He's always so responsive to the millions of questions I ask and is flexible when it comes to fitting in time to chat around our schedule. I can't recommend him enough for everything from buying a house to financial planning.
Many mortgage brokers in Australia do not charge fees to borrowers. They are compensated by the lenders they work with. However, it's important to clarify this with the broker upfront and understand any potential fees before proceeding.
The mortgage application process can vary depending on the complexity of your financial situation, the lender's processes, and market conditions. On average, it can take a few weeks to a couple of months from application to settlement.
A mortgage broker is a professional who acts as an intermediary between borrowers and lenders to help people secure home loans. They assess your financial situation, research available mortgage options, and assist in finding the most suitable loan for your needs.
The deposit required depends on the lender and the type of loan you're applying for. In Australia, a common rule of thumb is a 20% deposit, but some lenders may accept lower deposits with the inclusion of Lenders Mortgage Insurance (LMI).
Commonly required documents include proof of income (payslips, tax returns), proof of identity (passport, driver's license), employment information, details of existing debts, and statements of savings and assets.
Mortgage brokers are usually paid through commissions from the lenders. When a borrower successfully secures a loan through a broker, the lender pays the broker a commission for their services. This commission doesn't typically impact the cost of the loan for the borrower.