Yellow Mortgage House - Real solutions for Real Life Situations

Your Home for Finance with a Modern Approach.

Which option best describes your situation?

Rated 5 from 36 Reviews

Purchasing a Home

We're expert Mortgage Brokers helping clients in Ringwood, Victoria and beyond purchase a home sooner with a range of Home Loan options

Purchasing a Home
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Refinancing

We're expert Mortgage Brokers helping clients in Ringwood, Victoria and beyond refinance their Home Loan or Investment Loan

Refinancing

First Home Buyers

We're expert Mortgage Brokers helping clients in Ringwood, Victoria and beyond access Home Loan Options, First Home Owner Grants and Incentives

First Home Buyers
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As soon as a client tells me it was easy and that they didn’t have to do anything, that’s when I know I’ve done a good job

- Chris Thompson, Managing Director

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Andrew Middlehurst

Nothing was too hard for Chris. He’s always available and ready to find the next solution. This was particularly helpful refinancing during this tough climate and changing market. I won’t hesitate next time I need advise or my next loan. Thanks Chris

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Ellie Stafford

Chris was amazing throughout the process of buying my first home. A process which is quite overwhelming at times, Chris was very approachable and broke everything down so it felt more manageable. Could not recommend more highly.

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Katherine Thomas

I can’t speak highly enough of Chris. He’s dedicated, hard working, approachable and supportive. He explains things you may not understand with patience and understanding. He really pushed to get my loan through in a tight timeframe, and he …

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Arron Emberson

Chris at Yellow Mortgage House was great! From start to finish, he expertly guided us through the home buying process. His personalised service and excellent communication made all the difference. Highly recommend!

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Andy Buykx-Smith

Chris was outstanding and a pleasaure to deal with. His product knowledge and communication was exceptional - I didn't feel like just another number. Highly reccomend Chris and his team for any future needs!

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Ellie Travica

We've dealt with Chris for about 3 years now and he's absolutely fabulous! He's always so responsive to the millions of questions I ask and is flexible when it comes to fitting in time to chat around our schedule. I can't recommend him enough for everything from buying a house to financial planning.

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About

At Yellow Mortgage House, we prioritise providing a personalised customer experience that caters to your unique financial needs. Whether you're a first time homebuyer, experienced investor, or seeking financial solutions, we're here to guide you every step of the way.

We are committed to finding REAL solutions for REAL life situations. We believe in simplifying finance and offering transparent and straightforward assistance. No more confusing jargon or unnecessary fluff—our focus is on empowering everyday Australians to make informed decisions.

Join us on a journey towards financial success. Trust Yellow Mortgage House as your partner in achieving your goals.

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Frequently Asked Questions

What is a mortgage broker and what do they do?

A mortgage broker is a professional who acts as an intermediary between borrowers and lenders to help people secure home loans. They assess your financial situation, research available mortgage options, and assist in finding the most suitable loan for your needs.

Are there any fees for using a mortgage broker?

Many mortgage brokers in Australia do not charge fees to borrowers. They are compensated by the lenders they work with. However, it's important to clarify this with the broker upfront and understand any potential fees before proceeding.

How do mortgage brokers get paid?

Mortgage brokers are usually paid through commissions from the lenders. When a borrower successfully secures a loan through a broker, the lender pays the broker a commission for their services. This commission doesn't typically impact the cost of the loan for the borrower.

What's the difference between a fixed-rate and variable-rate mortgage?

A fixed-rate mortgage has a set interest rate that remains constant for a specified period, providing stability in monthly repayments. A variable-rate mortgage has an interest rate that can fluctuate based on market conditions, potentially affecting your monthly payments.

Why should I use a mortgage broker instead of going directly to a bank?

Mortgage brokers have access to a wide range of lenders and loan products, offering you a broader choice than what a single bank can provide. They can save you time by comparing multiple options and potentially help you find better terms or rates.

How much can I borrow for a home loan?

The amount you can borrow depends on various factors such as your income, expenses, credit history, and the lender's assessment criteria. A mortgage broker can help you determine your borrowing capacity based on your individual circumstances.

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