Yellow Mortgage House - Real solutions for Real Life Situations
Your Home for Finance with a Modern Approach.
Which option best describes your situation?
Rated 5 from 36 Reviews
Yellow Mortgage House - Real solutions for Real Life Situations
Which option best describes your situation?
Rated 5 from 36 Reviews
We're expert Mortgage Brokers helping clients in Ringwood, Victoria and beyond purchase a home sooner with a range of Home Loan options
Purchasing a HomeWe're expert Mortgage Brokers helping clients in Ringwood, Victoria and beyond refinance their Home Loan or Investment Loan
RefinancingWe're expert Mortgage Brokers helping clients in Ringwood, Victoria and beyond access Home Loan Options, First Home Owner Grants and Incentives
First Home Buyers- Chris Thompson, Managing Director
AM
Andrew Middlehurst
Nothing was too hard for Chris. He’s always available and ready to find the next solution. This was particularly helpful refinancing during this tough climate and changing market. I won’t hesitate next time I need advise or my next loan. Thanks Chris
ES
Ellie Stafford
Chris was amazing throughout the process of buying my first home. A process which is quite overwhelming at times, Chris was very approachable and broke everything down so it felt more manageable. Could not recommend more highly.
KT
Katherine Thomas
I can’t speak highly enough of Chris. He’s dedicated, hard working, approachable and supportive. He explains things you may not understand with patience and understanding. He really pushed to get my loan through in a tight timeframe, and he …
AE
Arron Emberson
Chris at Yellow Mortgage House was great! From start to finish, he expertly guided us through the home buying process. His personalised service and excellent communication made all the difference. Highly recommend!
AB
Andy Buykx-Smith
Chris was outstanding and a pleasaure to deal with. His product knowledge and communication was exceptional - I didn't feel like just another number. Highly reccomend Chris and his team for any future needs!
ET
Ellie Travica
We've dealt with Chris for about 3 years now and he's absolutely fabulous! He's always so responsive to the millions of questions I ask and is flexible when it comes to fitting in time to chat around our schedule. I can't recommend him enough for everything from buying a house to financial planning.
At Yellow Mortgage House, we prioritise providing a personalised customer experience that caters to your unique financial needs. Whether you're a first time homebuyer, experienced investor, or seeking financial solutions, we're here to guide you every step of the way.
We are committed to finding REAL solutions for REAL life situations. We believe in simplifying finance and offering transparent and straightforward assistance. No more confusing jargon or unnecessary fluff—our focus is on empowering everyday Australians to make informed decisions.
Join us on a journey towards financial success. Trust Yellow Mortgage House as your partner in achieving your goals.
Mortgage brokers are usually paid through commissions from the lenders. When a borrower successfully secures a loan through a broker, the lender pays the broker a commission for their services. This commission doesn't typically impact the cost of the loan for the borrower.
LMI is a type of insurance that protects the lender in case the borrower defaults on their loan. It is usually required when the borrower's deposit is less than 20% of the property's value.
A mortgage broker is a professional who acts as an intermediary between borrowers and lenders to help people secure home loans. They assess your financial situation, research available mortgage options, and assist in finding the most suitable loan for your needs.
The mortgage application process can vary depending on the complexity of your financial situation, the lender's processes, and market conditions. On average, it can take a few weeks to a couple of months from application to settlement.
The deposit required depends on the lender and the type of loan you're applying for. In Australia, a common rule of thumb is a 20% deposit, but some lenders may accept lower deposits with the inclusion of Lenders Mortgage Insurance (LMI).
A fixed-rate mortgage has a set interest rate that remains constant for a specified period, providing stability in monthly repayments. A variable-rate mortgage has an interest rate that can fluctuate based on market conditions, potentially affecting your monthly payments.