Welcome to your new home for finance.
At Yellow Mortgage House, we prioritise providing a personalised customer experience that caters to your unique financial needs. Whether you're a first time homebuyer, experienced investor, or seeking financial solutions, we're here to guide you every step of the way.
We are committed to finding real solutions for real life situations. We believe in simplifying finance and offering transparent and straightforward assistance. No more confusing jargon or unnecessary fluff—our focus is on empowering everyday Australians to make informed decisions.
Join us on a journey towards financial success. Trust Yellow Mortgage House as your partner in achieving your goals.
The story of Yellow.
Back when my daughter Maya entered the world, she had this gentle and cozy blanket toy. Whenever she felt distressed or a bit uneasy, her go-to was that comforting toy. - her source of safety and comfort. Fast forward to today, and she affectionately refers to it as "Yellow" and that’s where we came up with the name Yellow Mortgage House. Just as Maya found comfort and security in her blanket, I want every client introduced to Yellow Mortgage House to sense that they are truly in reliable hands.
You're a valued client to us. We conduct biannual reviews to ensure that you always have the best possible deal, and we consistently negotiate on your behalf for lower rates.
In today's fast-paced world, we prioritise speed, effective communication, and top-notch service.
Navigating the complex lending landscape can be daunting, but it's our expertise. Leveraging cutting-edge technology, we ensure a seamless and uncomplicated experience.
Unlike banks that offer a single product, we collaborate with over 30 lenders to align with your specific needs and goals. Our focus is on crafting a tailored solution just for you.
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Andrew Middlehurst
Nothing was too hard for Chris. He’s always available and ready to find the next solution. This was particularly helpful refinancing during this tough climate and changing market. I won’t hesitate next time I need advise or my next loan. Thanks Chris
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Ellie Stafford
Chris was amazing throughout the process of buying my first home. A process which is quite overwhelming at times, Chris was very approachable and broke everything down so it felt more manageable. Could not recommend more highly.
KT
Katherine Thomas
I can’t speak highly enough of Chris. He’s dedicated, hard working, approachable and supportive. He explains things you may not understand with patience and understanding. He really pushed to get my loan through in a tight timeframe, and he …
AE
Arron Emberson
Chris at Yellow Mortgage House was great! From start to finish, he expertly guided us through the home buying process. His personalised service and excellent communication made all the difference. Highly recommend!
AB
Andy Buykx-Smith
Chris was outstanding and a pleasaure to deal with. His product knowledge and communication was exceptional - I didn't feel like just another number. Highly reccomend Chris and his team for any future needs!
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Ellie Travica
We've dealt with Chris for about 3 years now and he's absolutely fabulous! He's always so responsive to the millions of questions I ask and is flexible when it comes to fitting in time to chat around our schedule. I can't recommend him enough for everything from buying a house to financial planning.
The amount you can borrow depends on various factors such as your income, expenses, credit history, and the lender's assessment criteria. A mortgage broker can help you determine your borrowing capacity based on your individual circumstances.
LMI is a type of insurance that protects the lender in case the borrower defaults on their loan. It is usually required when the borrower's deposit is less than 20% of the property's value.
Mortgage brokers are usually paid through commissions from the lenders. When a borrower successfully secures a loan through a broker, the lender pays the broker a commission for their services. This commission doesn't typically impact the cost of the loan for the borrower.
A mortgage broker is a professional who acts as an intermediary between borrowers and lenders to help people secure home loans. They assess your financial situation, research available mortgage options, and assist in finding the most suitable loan for your needs.
Commonly required documents include proof of income (payslips, tax returns), proof of identity (passport, driver's license), employment information, details of existing debts, and statements of savings and assets.
The deposit required depends on the lender and the type of loan you're applying for. In Australia, a common rule of thumb is a 20% deposit, but some lenders may accept lower deposits with the inclusion of Lenders Mortgage Insurance (LMI).
Yellow Mortgage House Pty Ltd ABN: 68 665 459 718. Yellow Mortgage House is a credit representative (CRN: 546082) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence Number 548540).
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
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